Karma Points is cursed. Cursed with a stupid name and the inability to lose her virginity. She's determined to lose her virginity before she turns twenty if it's the last thing she does.

One night, her good friend Eva brings her to an underground club where Karma meets a tattooed bouncer. He's far from the clean-cut type she normally falls for, which makes her think this might finally be the night she crosses the threshold of womanhood.

Excited, she goes home with the bouncer named Jax and as always, her dreams crash down once again. Jax cannot believe she is willing to give away her virginity to a stranger she met at a club. As the only son with five sisters and a widowed mom, he can't morally go through with it, even though he's never been more tempted in his life.

Unwilling to let her walk away he strikes a deal. Karma has to spend three weeks dating him and then decide if she wants to have sex or walk away.