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Hot (broke) Messes: How To Have Your Latte And Drink It Too (2010)

by Nancy Trejos(Favorite Author)

3.05 of 5 Votes: 2

ISBN

0446555428 (ISBN13: 9780446555425)

languge

English

genre

History & Biography

publisher

Business Plus

review 1: I greatly enjoyed this book!The book was an easy, enjoyable read; Trejos is a pleasant and readable writer. Many reviewers have expressed their dislike for the emphasis she put on her own personal story of financial disaster, but I found it made the financial advice she doled out more interesting and relatable. It's one thing to hear from a stuffy old accountant that you need to be more careful about your credit card spending, and quite another to hear it from a young professional trying to keep up with her peers in a very pricy city. (Side note: I actually moved from DC, where I went to college, to NYC, where I was starting a new job, right about the time Trejos starts her story. Perhaps this is part of what makes her story to relatable for me.) To hear her stories of try... moreing to apply these principals—including her failures—makes the financial advice look that much more feasible for a young adult trying to make it in a professional world, which I believe is her target audience.I would, however, love to see an updated version of this book. It was written around 2009 (published in 2010), and there is a lot of talk about the 2008 financial crisis, including some of the regulations that changed (maybe temporarily) as a result of that crisis. While that crisis still plays a significant role in our economy today, very many things relating to personal finance have changed since 2009. Notably are the new health insurance requirements implemented by the Affordable Care Act (Obamacare), and changes to student loan repayment options. I think there may also have been changes in credit card regulations, although the author does mention some of these as they were to be implemented right around the time the book was published. Much of the advice the author offers is standard, and remains true regardless of the country's regulations. But updating the book to reflect the current financial atmosphere would benefit readers that much more.
review 2: Not that relevant to my financial situation. Some helpful hints, some cold hard facts, but overall I'm not really concerned with the lives of twentysomethings who racked up tens of thousands in credit card bills. The 17 pages that most closely matched my money woes were boiled down to: 'you need health insurance!!!' No sh*t. Unfortunately, it's not quite that easy. Overall, not quite helpful to me. less

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